A great credit card for individuals seeking to build or re-establish credit history. This card carries all the standard VISA Classic benefits and has an annual fee of $35.00 per year. Applicants must be at least 18 years of age. The secured card requires a deposit to be submitted at the time of application for the amount of the credit line for which the applicant is applying. The minimum credit line is $300.00 and the maximum is $5,000.00.